Investment Calculator for UAE
UAE · AED. Project an initial balance and regular monthly contributions.
Smarter
Decisions.
Bigger Dreams.
Investment Parameters
AED 300.00 Minimum AED 0.00; maximum AED 500,000.00.
AED 10,000.00 Minimum AED 0.00; maximum AED 100,000,000.00.
5% Minimum 0%; maximum 30%.
20 years Minimum 1 years; maximum 40 years.
Returns compound monthly at the assumed nominal annual rate divided by 12; contributions arrive at month end. Actual returns may vary based on market conditions. This is for illustrative purposes only.
Total Invested
AED 82K
AED 82,000.00
Est. Returns
AED 68.44K
AED 68,436.50
Total Corpus at Year 20
AED 150.44K
AED 150,436.50 · 1.83x wealth multiple
Wealth Growth Over Time
Method and scope
The initial balance compounds monthly at the entered nominal annual rate divided by 12. New contributions arrive at the end of each month. The savings-goal tool solves the same model for the monthly contribution, with a zero-rate limit. Taxes, charges and changing rates are excluded. Enter an assumed rate; investment growth is not guaranteed.
Using this calculator in UAE
Figures are shown in AED for UAE; selecting another country does not convert an existing investment. Contributions arrive at month end. The entered return is an assumption, not a live local savings rate or a guaranteed investment return. Local tax allowances, account wrappers and charges are not modelled.
Try the starting example
Current balance: AED 10,000; Monthly contribution: AED 300; Assumed annual return (nominal): 5%; Years: 20.
Projected balance: AED 150,436.50.
Compare one assumption at a time
All three rows use the same starting balance, monthly contribution and duration. Only the assumed return changes. The gap is sensitivity to an assumption, not evidence that the higher outcome is more likely. Check the total contributed separately from growth. These fictional scenarios use the starting inputs printed above, not your current entries in the interactive calculator.
| Assumed annual return (nominal) | Projected balance | Interpretation |
|---|---|---|
| 3% | AED 116,698.15 | One changed input |
| 5% | AED 150,436.50 | Starting example |
| 7% | AED 196,665.39 | One changed input |
Have you separated basic salary from allowances?
The gratuity calculation uses basic salary, with total contractual wage entered separately for its cap. Those inputs are not interchangeable. Use qualifying service excluding unpaid absence; the federal traditional full-time foreign-worker model does not cover every employment regime or alternative savings scheme.
To reproduce the table, reset the calculator, change only the named input and compare the result and any warning. Record the assumptions with your result. See worked planning examples and our calculation and correction process.
Sources and review date
Rules and method reviewed 2026-11-02. Future changes are not automatically applied. Report a correction.