Privacy and advertising
Last revised: . This policy describes the Hisab Kitab Global website and the features provided here.
Calculator inputs
Calculations run in your browser. The calculator code does not submit your entered financial values to a Hisab Kitab Global application database. Hosting providers still process ordinary requests, including IP addresses and page addresses, to deliver and secure the site. We do not run credit checks or submit lender applications.
Sharing calculation links
When you choose Share, scenario inputs are placed in the URL so the recipient can restore the calculation. An eligibility link can contain income, expenses, obligations and manually selected profile categories. Anyone receiving that link can read those values; URLs may also appear in browser history and infrastructure logs. Share only information you intend to disclose. You can use sample values instead.
Optional Google Analytics
Google Analytics is loaded only after you allow optional analytics through our preference panel, when analytics is configured for the site. Our page-view events use the page path without calculator query parameters. Analytics can process device, network and usage information. We do not send names or the contents of the contact form as analytics events.
You can reopen Analytics preferences in the footer and reject analytics. This updates the stored choice and denies future analytics storage; it does not retroactively delete reports already processed. Browser controls can clear cookies already stored.
Google AdSense Auto ads
This free site is supported by Google AdSense. We load the Google Auto ads script for publisher ca-pub-9414309256535813; Google manages ad placement and formats. Advertisers do not determine calculator formulas or results. Google and its partners may use cookies or similar technologies, IP addresses and device information to deliver, measure and protect advertising, subject to applicable consent settings.
Advertising consent is separate from our optional analytics preference. The site sets Google consent defaults to denied; Google consent messaging, where configured and required, manages advertising choices. Advertising availability depends on Google review, account configuration and the visitor’s choices. See how Google uses information from partner sites, Google advertising technologies and Google My Ad Center.
Preferences stored on your device
We store your accepted or rejected analytics choice under the browser local-storage key hisabkitab-cookie-consent. Local storage is not an account and is specific to the browser and device. It remains until changed or cleared. If storage is unavailable, a preference may not survive a reload.
Country selection
When you open the homepage, we use a country hint supplied by our hosting provider from the request’s approximate network location, when available. Otherwise, a supported region in your browser’s language preference can suggest a country. We do not ask for precise device location or contact an additional IP lookup service. You can change country through the dropdown. A manual choice is stored in the functional cookie hisabkitab-country for up to one year and takes priority over automatic detection. It contains only the selected country identifier, not financial inputs. Clearing the cookie restores automatic selection. Direct country links stay on their named country.
Contact messages
The contact form opens your email application with a draft. A message is sent only when you send it through that application. Your name, address and message then pass through your email provider and our support mailbox. Include only what is necessary to describe the issue; do not send passwords, account numbers, identity documents or unredacted financial statements.
Third parties and retention
Google and the hosting and email providers operate their own services and retention controls. We cannot promise deletion of records held independently by those providers. Support correspondence is used to address the issue you raise. Contact us about access or deletion requests for messages sent to our support address, identifying the relevant correspondence without providing unnecessary sensitive data.
Children and changes
The tools are general educational services and are not designed to collect information from children. We do not ask for accounts or identity documents. Material changes to this policy will be reflected by a new revision date rather than an automatically changing build date.
Contact
Email support@hisab-kitab.co.in or use the contact page for questions about this policy. Read our calculation and editorial standards to understand the scope of the tools.